European Forum – Family Mediation Fri, 21 Jan 2022 09:09:57 +0000 en-US hourly 1 European Forum – Family Mediation 32 32 “A small tax incentive in the EU budget could help investors build a big pension fund” Fri, 21 Jan 2022 08:29:00 +0000 Some old complaints from savers and investors that the Minister of Finance should settle in this budget
This is the time of year when various people write their letters to Santa, asking for the presents they want. Of course, since Christmas is already over, I am in fact talking about the Union’s budget and the demands that are made of the Minister of Finance. Some of them are various industries and sectors that want part of their deal, so to speak, to be changed, even though in the GST system only non-tax matters are addressed in the budget. Then there’s the media, which includes people like me, who want something or the other done for a segment of the population.
Last year there was none of that, for obvious reasons. In fact, looking back to January 2021, I notice that in the two decades I started writing about personal finance issues publicly, the last year was the only one where I had next to nothing. to say. In many ways this Union budget takes with it two years of an interrupted programme, although with large parts of the country still under some degree of covid restrictions, we are not yet fully back to the normal.
Anyway, when it comes to the various things the budget can and should do in the area of ​​personal finance, the traditional annual request has been to increase the tax savings limit by 80C. However, in recent years there has been something of a disconnect between the kind of tax savings amounts that matter to the middle class and above and what even sizable increases of 80C can deliver.
Sound strange? Well, look this way. Let’s say the 80°C limit is increased from Rs 1.5 lakh to Rs 1.75 lakh, which is a substantial change. If this happens, even those in the highest tax bracket would see their monthly tax bill drop by only around 700 rupees. For anyone earning more than a lakh a month, that’s not even a noticeable amount. For those in lower tax brackets, the equation is similar, except the investment-to-savings ratio is worse.
So, isn’t an 80C rise irrelevant? Not at all! What you save in 80C comes back to you, with a multiple, a few years later. Not only that, for many people it is a gateway to a lifetime of saving habits.
The real story is that an increase in the Section 80C tax savings limit has a huge downstream impact on people’s lives, which has nothing to do with the tax savings of the current year. Most taxpayers make full use of 80C whenever possible. For many, these investments are made through ELSS funds, which become a gateway to becoming a long-term equity investor. An additional tax saving limit of Rs 25,000 or 50,000 has a huge multiplier effect on the total lifetime savings a saver is likely to achieve, and the obvious follow-on effects on overall comfort and happiness seniors. In fact, to enhance this effect, a much-needed reform of tax savings laws would be to limit Section 80C to savings and investments only. Currently, other non-savings related expenses such as education and term insurance are also grouped in 80C. These should have their own limitations.

The other tax policy hot spot that affects savings and investments is the capital gains tax on long-term savings. Since February 2018, capital gains are taxable at 10% plus a supplement with an annual free limit of Rs 1 lakh of gains. There’s nothing wrong with the tax itself, but unlike long-term capital gains tax on other types of assets, there’s no indexation. A portion of nominal capital gains is consumed by inflation. If you invest in a debt fund, this may be offset, but if you invest in stocks, this is ignored. This is a strange anomaly that needs to be removed. Moreover, the tax exemption limit of Rs 1 lakh should surely be revised upwards. Four years have passed and the real value of this Rs 1 lakh is much lower.
Surely, the purpose of tax investments is not just to grant meaningless tax breaks, but to encourage saving in a way that leads to a real improvement in people’s future and old age. Small anomalies can run counter to these objectives and should be tracked down proactively.
(The author is the founder and CEO of search for value) ]]> Does Brightcom Group Limited’s (NSE:BCG) latest stock performance reflect its financial health? Fri, 21 Jan 2022 00:30:11 +0000

Brightcom Group Inc (NSE:BCG) has had a strong run in the stock market, with its stock rising 155% in the past three months. Given the company’s impressive performance, we decided to take a closer look at its financial metrics, as a company’s long-term financial health usually dictates market outcomes. Specifically, we decided to study Brightcom Group’s ROE in this article.

Return on equity or ROE is an important factor for a shareholder to consider as it tells them how much of their capital is being reinvested. In simple terms, it is used to assess the profitability of a company in relation to its equity.

Check out our latest analysis for Brightcom Group

How do you calculate return on equity?

ROE can be calculated using the formula:

Return on equity = Net income (from continuing operations) ÷ Equity

So, based on the formula above, the ROE for Brightcom Group is:

15% = ₹6.0 billion ÷ ₹39 billion (based on the last twelve months to September 2021).

“Yield” is the income the business has earned over the past year. One way to conceptualize this is that for every ₹1 of share capital it has, the company has made a profit of ₹0.15.

What does ROE have to do with earnings growth?

So far, we have learned that ROE measures how efficiently a company generates its profits. Depending on how much of its profits the company chooses to reinvest or “keep”, we are then able to assess a company’s future ability to generate profits. Generally speaking, all things being equal, companies with high return on equity and earnings retention have a higher growth rate than companies that do not share these attributes.

Brightcom Group Earnings Growth and ROE of 15%

For starters, Brightcom Group seems to have a respectable ROE. Additionally, the company’s ROE is similar to the industry average of 15%. Therefore, this likely laid the foundation for the decent 5.4% growth seen over the past five years by Brightcom Group.

As a next step, we benchmarked Brightcom Group’s net income growth against the industry and found that the company had a similar growth figure compared to the industry average growth rate of 5.4% over the same period. period.

NSEI: BCG Past Earnings Growth as of January 21, 2022

Earnings growth is an important factor in stock valuation. It is important for an investor to know whether the market has priced in the expected growth (or decline) in the company’s earnings. This then helps them determine if the stock is positioned for a bright or bleak future. Is Brightcom Group correctly rated against other companies? These 3 assessment metrics might help you decide.

Is the Brightcom Group effectively reinvesting its profits?

In Brightcom Group’s case, its respectable earnings growth is likely due to its low three-year median payout ratio of 0.5% (or a retention rate of 99%), suggesting that the company invests most of its profits to expand its business. .

Additionally, Brightcom Group paid dividends over a nine-year period. This shows that the company is committed to sharing profits with its shareholders.


Overall, we believe Brightcom Group’s performance has been quite good. Specifically, we like that the company reinvests a large portion of its earnings at a high rate of return. This of course caused the company to see substantial growth in profits. If the company continues to increase its earnings as it has, it could have a positive impact on its share price given how earnings per share influence prices over the long term. Remember that the price of a stock also depends on the perceived risk. Therefore, investors should be aware of the risks involved before investing in a company. Our risk dashboard would contain the 3 risks we have identified for Brightcom Group.

This Simply Wall St article is general in nature. We provide commentary based on historical data and analyst forecasts only using unbiased methodology and our articles are not intended to be financial advice. It is not a recommendation to buy or sell stocks and does not take into account your objectives or financial situation. Our goal is to bring you targeted long-term analysis based on fundamental data. Note that our analysis may not take into account the latest announcements from price-sensitive companies or qualitative materials. Simply Wall St has no position in the stocks mentioned.

“Luxury” apartment in Denver requiring a non-disparagement agreement Thu, 20 Jan 2022 03:19:00 +0000

DENVER — Renters have flocked to the Grand Apartments in downtown Denver amid several major issues and repairs that have made their stay anything but grand.

The property bills itself as upscale and luxurious, but instances of flooding and black mold in multiple units, health code violations, and tenant complaints about management and living conditions paint a very different picture. large apartments.

Following Denver7’s story about the property in December, city inspectors ordered the apartment complex to fix several issues after ruling that the property had failed to “maintain the building in a safe and sanitary condition.” , according to a complaint provided by the city’s Community and Development Department.

City of Denver

Order to comply

When Denver7 showed up at the Grand with cameras rolling on Dec. 3, the property management team sent a message to all tenants advising them that they can terminate their lease without penalty due to the ongoing issues. .


Tenant of the Large Apartments

Tenants like Anthony Tori have taken advantage of this.

“I was like, ‘OK, this works because I’m moving into my new apartment before the holidays. I’ll be back from the break in my brand new apartment. New year, new place, more Grand'” Tori says.

According to Tori, management agreed on a move-out date and he would soon be gone for good.

But, there was a big catch.

“I think it was about a week after I got a call from [a Grand employee] saying that ‘You have to sign this document,'” Tori said.

It was a four-page lease termination document that included both a non-disparagement and non-disclosure clause, which did not allow Tori to say anything negative about the property, not even an online review or negative comment on social media.

When Tori pushed back via email, a staff member at the apartment informed him of the consequences of not signing it.

“Each day the document is not signed, you will be subject to an additional day of rent on a pro-rated, month-by-month basis, as we cannot get you out of the billing system without this form being signed or a break lease,” the email reads.

2.PNG email

Anthony Tori, former tenant of the Grands Appartements

Tori said he kept pushing management about it until they gave up and allowed him to leave without signing it, but many current and former tenants confirmed they weren’t spared. .

Sarah Culler, a spokeswoman for Grand Apartments, released a statement on the lease termination document on Wednesday that said, in part, “residents who elected to terminate earlier have signed a standard Resident Lease Termination Form. Language that refers to non-disclosure has since been removed.”

This clause was only removed after Denver7 reached out, but nothing about the non-disparagement clause was addressed in the statement. A request for additional clarification had not been addressed at the time of publication.

Long-term tenant or not, each resident will have to leave their unit around spring 2022 due to repairs, according to a message sent to all tenants on December 30.


Tenant of the Large Apartments

Editor’s note: Denver7 is seeking advice and public input to help those in need, solve problems, and hold the powerful accountable. If you know of a community need that our call center could address, or have an idea for a story for our team of investigators to pursue, please email us at or call (720) 462-7777. Find more stories from Contact Denver7 here.

AM Best revises outlook to stable for Halyk Insurance Company JSC Wed, 19 Jan 2022 18:25:00 +0000

LONDON–(BUSINESS WIRE)–AM Best revised the outlook from negative to stable and affirmed the financial strength rating of B++ (good) and the issuer’s long-term credit rating of “bbb” (good) of the joint stock company subsidiary of Halyk Bank of Kazakhstan Halyk Insurance Company (Halyk Insurance) (Kazakhstan).

These credit ratings (ratings) reflect the strength of Halyk Insurance’s balance sheet, which AM Best assesses as very strong, as well as its strong operational performance, limited business profile and marginal management of business risks.

The revised outlook to stable indicates the increased resilience of the company’s balance sheet as well as management’s actions to address underperformance in mandatory motor vehicle liability (MTPL) policies, supported by improved risk selection and discipline. subscription.

Halyk Insurance’s balance sheet strength is underpinned by top-tier risk-adjusted capitalization, as measured by Best’s Capital Adequacy Ratio (BCAR), and its relatively conservative investment portfolio with good liquidity. . Internal capital generation is supported by a revised dividend policy which limits the annual dividend distribution to a maximum of 50% of the previous year’s earnings. Compensating factors include the company’s reliance on reinsurance and its significant exposure to the high risk of the financial system in Kazakhstan.

Underwriting results improved slightly in 2020, with the company posting a combined ratio of 96.1% compared to 97.9% in 2019 (as calculated by AM Best). 2020 results were positively impacted by lower loss ratios for MTPL’s portfolio due to pandemic-related lockdowns. Overall profitability was strong, demonstrated by a five-year (2016-2020) weighted average return on capital of 14.0%, although this was partly the result of strong investment returns, given the inflationary environment relatively high in Kazakhstan in recent years. Halyk Insurance is one of the leaders in its domestic non-life insurance market, ranking second in terms of gross written premiums in 2021.

AM Best does not consider the financial strength of Halyk Insurance to be affected by the weaker credit profile of its parent company, Halyk Savings Bank of Kazakhstan JSC (Halyk Bank). This reflects AM Best’s consideration of the regulatory protection that restricts the extraction of capital from the insurer to its detriment.

This press release relates to credit ratings that have been published on AM Best’s website. For all rating information relating to the release and relevant disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity webpage. For more information on the use and limitations of credit rating opinions, please see Best’s Guide to Credit Ratings. For more information on the proper use of Best’s Credit Scores, Best’s Preliminary Credit Scores, and AM Best’s press releases, please see Best’s Scores and Ratings Proper Use Guide.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in more than 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit

Copyright © 2022 by AM Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

‘Take Inventory’ During Financial Wellness Month | News, Sports, Jobs Wed, 19 Jan 2022 07:09:30 +0000

January is Financial Wellness Month and the Alzheimer’s Association encourages people to proactively plan for the financial impact of Alzheimer’s disease, the nation’s costliest disease.

While the costs associated with the disease can be enormous and put enormous economic strain on families, the Association offers advice to help reduce financial stress and ways to proactively plan for the financial impact of illness. Alzheimer’s and dementia. Some include:

– Think of retirement planning as a time to think about how to prepare for the need for long-term medical care. After an Alzheimer’s diagnosis, your options may be more limited.

– Make an inventory of your financial resources (savings, insurance, retirement, government aid, VA benefits, etc.). A financial planner or an attorney who specializes in elder care can help.

– Improve your understanding of the role and limits of Medicare, Medicaid and other insurance options. A report by the Alzheimer’s Association found that nearly two in three people mistakenly believe Medicare helps pay for nursing home care, or don’t know if it does.

– Find out about long-term care services (for example, home care, assisted living facilities and nursing homes) in your area. Ask what types of insurance they accept and whether they accept Medicaid, because few people with Alzheimer’s disease and other dementias have sufficient long-term care insurance or can afford to pay for services out of pocket. long-term care for as long as they are. needed.

Illness-related costs can compromise a family’s financial security, forcing many families and caregivers to make enormous personal and financial sacrifices. The 2020 Alzheimer’s Association Alzheimer’s Disease Facts and Figures report revealed some staggering findings:

– In 2020, the lifetime cost of caring for someone with dementia was $373,527.

– The average out-of-pocket for health care and long-term care services not covered by Medicare, Medicaid, and private insurance exceeds $10,000 per year.

– Almost half (48%) of contributors have to reduce their own expenses – including basic necessities like food, transport and medical care – to afford dementia-related care, while others have to draw on their own savings or retirement funds.

– Few people with Alzheimer’s disease or other dementias have sufficient long-term care insurance or can afford to pay for long-term care services out of pocket for as long as these services are needed.

– Of the total cost of caring for a person with dementia for life, 70% is borne by families, either through health and long-term care costs or through the value of unpaid care. remunerated

– Alzheimer’s disease can also have a significant impact on the earning potential of a person with the disease or their caregiver. 18% of dementia caregivers moved from full-time to part-time or reduced hours. 9% of caregivers have completely stopped working. 6% took early retirement.

Today’s breaking news and more to your inbox

Recent Share Performance of Crompton Greaves Consumer Electricals Limited (NSE:CROMPTON) Looks Decent – Can Strong Fundamentals Be the Reason? Wed, 19 Jan 2022 00:43:45 +0000

Most readers will already know that shares of Crompton Greaves Consumer Electricals (NSE:CROMPTON) are up 4.2% over the past month. Given its impressive performance, we decided to study the company’s key financial indicators, as a company’s long-term fundamentals usually dictate market outcomes. In particular, we’ll be paying attention to the ROE of Crompton Greaves Consumer Electricals today.

ROE or return on equity is a useful tool for evaluating how effectively a company can generate returns on the investment it has received from its shareholders. In simple terms, it is used to assess the profitability of a company in relation to its equity.

Check out our latest analysis for Crompton Greaves Consumer Electricals

How is ROE calculated?

the return on equity formula is:

Return on equity = Net income (from continuing operations) ÷ Equity

So, based on the above formula, the ROE for Crompton Greaves Consumer Electricals is:

32% = ₹6.5 billion ÷ ₹21 billion (based on trailing 12 months to September 2021).

The “yield” is the amount earned after tax over the last twelve months. Another way to think about this is that for every ₹1 worth of equity, the company was able to make a profit of ₹0.32.

What is the relationship between ROE and earnings growth?

So far we have learned that ROE is a measure of a company’s profitability. Depending on how much of its profits the company chooses to reinvest or “keep”, we are then able to assess a company’s future ability to generate profits. Assuming everything else remains unchanged, the higher the ROE and earnings retention, the higher a company’s growth rate compared to companies that don’t necessarily exhibit these characteristics.

Crompton Greaves Consumer Electricals profit growth and 32% ROE

For starters, Crompton Greaves Consumer Electricals has a pretty high ROE, which is interesting. Additionally, the company’s ROE is above the industry average of 11%, which is quite remarkable. This likely paved the way for the modest 18% net income growth seen by Crompton Greaves Consumer Electricals over the past five years. growth

In a next step, we compared the growth of Crompton Greaves Consumer Electricals net income with the industry, and fortunately, we found that the growth observed by the company is higher than the industry average growth of 7, 5%.

NSEI: CROMPTON Past Earnings Growth January 19, 2022

Earnings growth is an important metric to consider when evaluating a stock. It is important for an investor to know whether the market has priced in the expected growth (or decline) in the company’s earnings. This then helps them determine if the stock is positioned for a bright or bleak future. If you’re wondering about the valuation of Crompton Greaves Consumer Electricals, check out this indicator of its price/earnings ratio, relative to its sector.

Does Crompton Greaves Consumer Electricals use its profits efficiently?

Crompton Greaves Consumer Electricals has a healthy combination of a moderate three-year median payout ratio of 35% (or a 65% retention rate) and respectable earnings growth, as seen above , which means that the company has been efficient. the use of its profits.

In addition, Crompton Greaves Consumer Electricals paid dividends over a five-year period. This shows that the company is committed to sharing profits with its shareholders. Looking at current analyst consensus data, we can see that the company’s future payout ratio is expected to reach 47% over the next three years. However, the company’s ROE is not expected to change much despite the higher expected payout ratio.


Overall, we believe the performance of Crompton Greaves Consumer Electricals has been quite good. In particular, we appreciate the fact that the company is reinvesting heavily in its business, and at a high rate of return. Unsurprisingly, this led to impressive earnings growth. The latest forecasts from industry analysts show that the company should maintain its current growth rate. For more on the company’s future earnings growth forecast, check out this free analyst forecast report for the company to learn more.

This Simply Wall St article is general in nature. We provide commentary based on historical data and analyst forecasts only using unbiased methodology and our articles are not intended to be financial advice. It is not a recommendation to buy or sell stocks and does not take into account your objectives or financial situation. Our goal is to bring you targeted long-term analysis based on fundamental data. Note that our analysis may not take into account the latest announcements from price-sensitive companies or qualitative materials. Simply Wall St has no position in the stocks mentioned.

Government revises NOC guidelines on sale, rental of international roaming SIM cards, global calling cards from foreign carriers – makes all such services mandatory Tue, 18 Jan 2022 08:21:36 +0000 understands that your privacy is important to you and we are committed to being transparent about the technologies we use. This Cookie Policy explains how and why cookies and other similar technologies may be stored on and accessed from your device when you use or visit the websites that link to this Policy (collectively, “ the sites “). This cookie policy should be read in conjunction with our privacy policy.

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How Credit Unions Fight Online Fraud Mon, 17 Jan 2022 20:34:41 +0000

When you think of a credit union (CU), it’s easy to imagine a place that values ​​member relationships and face-to-face banking.

While this business model has generally worked to CUs’ advantage, it may also leave some of these institutions ill-prepared for the COVID-fueled shift to digital-first banking – and the risk of online fraud that comes with it. .

However, many UCs have begun to leverage technologies such as artificial intelligence (AI) and machine learning (ML) to bolster their risk management efforts. For example, AI systems can search large amounts of data to protect against the threat of synthetic account fraud without the need for manual review, providing cost savings to UCs.

UCs that use AI platforms to prevent fraud can reduce false positives and human errors, reduce friction with customers, and give staff more time to focus on improving customer service. members’ experience.

How does UC compare to other FIs on data security?

UC strives to catch up with the data security innovations of other financial institutions to combat fraud.

As recent research from PYMNTS revealed, 93% of UCs fund digital security, authentication or identity – more than double the amount in 2020 and almost triple the amount in 2019.

The past year has also seen a surge in the number of CUs investing in fraud and money laundering prevention. While only 69% of CUs reported investing in fraud prevention innovations in 2021 – down from 72% in 2018 – that figure is still a marked improvement from 45% in 2020.

AI can also help UCs prevent fraud so they can continue to do what they do best: delight customers by meeting their demands and expectations. As scammers step up their game, UCs could benefit from working with vendors of AI-based anti-fraud solutions that can offer enhanced security while optimizing the member experience.

If you want to learn more about this topic, download a copy of Credit Union Tracker, a collaboration between PYMNTS and PSCU.



On:More than half of US consumers believe biometric authentication methods are faster, more convenient and more reliable than passwords or PINs. So why do less than 10% use them? PYMNTS, in collaboration with Mitek, surveyed over 2,200 consumers to better define this perception in relation to the usage gap and identify ways companies can increase usage.

Australian regulator advises against investing pension funds in crypto Mon, 17 Jan 2022 16:52:39 +0000

In the middle of the growing crypto adoption by institutions around the world, regulators Australia warned residents against investing their retirement funds in the industry.

The Australian Securities and Investment Commission (ASIC) made this known in a publication posted on its website.

Don’t invest your retirement funds in crypto – ASIC

The warning became necessary due to several advertisements and marketing telling Australians to opt for Self-Directed Superannuation Funds (SMSF) to invest in high yield portfolios instead of the usual Australian superannuation funds. industry and retail that are common in the country.

The administrators of the pension fund being advised to invest in cryptocurrencies such as Bitcoin, ASIC called on pension fund members to beware of crypto scams.

In the statement, the commission stressed that creating a self-managed super fund is not something to be done based on social media marketing and online investment opportunities. He called on anyone considering setting up an SMSF to first seek advice from a licensed financial adviser.

The ASIC further described the risks of investing in crypto assets. He said anyone who creates an SMSF would be personally responsible for every decision and compliance, even if they rely on the advice of others. He was referring to previous posts on crypto scams and other relevant investment advice.

Why the regulator issues a warning note

ASIC’s release is not surprising, given the importance of retirement savings to the overall economy. Beyond the social safety net that these funds provide to workers, they are important for the financial sector.

Retirement savings represent a significant percentage of funds invested in the capital market. This means that people who self-manage their funds and put them into crypto will reduce the amount of money available for investment in the traditional financial sector.

Beyond that, the risks of crypto investments mean that investing in retirement funds can hurt economic growth if those investments don’t go as planned. Several countries are already trying to regulate the crypto industry, either directly or indirectly.

In the UK, the Advertising Standards Authority has ban multiple crypto ads to mislead or not provide sufficient information. International agencies such as the IMF have also called for consistent global crypto regulations.

Microfluidic Immunoassay Market Report – Hunter Women’s Chronicle Mon, 17 Jan 2022 08:44:17 +0000

Reading time:2 minutes, 32 seconds

Although this report may seem very technical and difficult to skim through, you will quickly find that reading the Microfluidic Immunoassay Marke report is surprisingly simple. If you have an understanding of cross-sectional tables and can find what you need using a keyword search, reading this won’t seem too difficult either!

Click on the tab below to benefit from the sample copy of the report

Sample request


The microfluidic immunoassay market is expected to grow at a CAGR of 22.82% between 2016 and 2024. Continuous public interest in the application of healthcare applications in people is leading to the emergence of this continuously growing market space .

Description of the report

The immunoassay market is very dynamic and evolves according to advances in research and technology. However, despite recent fragmented regulatory innovation that has emerged across the globe, it can be difficult for manufacturers to achieve dominance in this space unless they exploit new opportunities due to widely dispersed segments. in various geographical areas.

Market analysis

In the report, six market patterns are examined in detail and a SWOT analysis is performed. The report provides case studies to provide insight into company profiles and presents key points for those interested in the overall market landscape.

industry transparency elements

To provide insights into the Immunoassays using Fluidic Microfluidics market, Macroaxis provides an industry transparency report. The five-page website report identifies business practices and financial indicators for companies involved in functional testing, such as antigen detection.

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Microfluidic Immunoassay Market Key Players

KEY PLAYERS IN THE MICROFLUIDIC IMMUNOASSAY MARKET: Abbott Laboratories, Agilent Technologies, Beckman Coulter, Bio-Rad Laboratories, Cirius Technologies Inc., HB Fuller Company, Helsinki University Central Hospital, IIA Laboratory Equipment SA de CV and Molecular Imprints AB

Products and services offered by key players

This indicates the capacity of these companies and is based on figures provided by the companies in response to a questionnaire.

Summary of future prospects and tips for successfully attracting funding sources

Financing MEMS companies is becoming a huge challenge, and in many cases too much. In the past, start-ups had incredible chances of finding several sources of funding for their projects. Unfortunately, this era is coming to an end because it is much more difficult to make your project presentable and even more difficult to find high-level investors who are concerned about profitability over time. This is where newcomers must adapt to challenges created by experts to ensure they survive long enough to share their technology with the world.


The Microfluidic Immunoassay market report provides the market with an overview of players involved in this industry on a global scale, with the following three key sections:


The microfluidics market is expected to continue growing during the forecast period. In the microfluidic immunoassay market, RIA will lead, followed by ELISA and then EIA. However, each should grow.



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