Retirement Savings

“A small tax incentive in the EU budget could help investors build a big pension fund”

Some old complaints from savers and investors that the Minister of Finance should settle in this budgetThis is the time of year when various people write their letters to Santa, asking for the presents they want. Of course, since Christmas is already over, I am in fact talking about the …

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‘Take Inventory’ During Financial Wellness Month | News, Sports, Jobs

January is Financial Wellness Month and the Alzheimer’s Association encourages people to proactively plan for the financial impact of Alzheimer’s disease, the nation’s costliest disease. While the costs associated with the disease can be enormous and put enormous economic strain on families, the Association offers advice to help reduce financial …

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Australian regulator advises against investing pension funds in crypto

In the middle of the growing crypto adoption by institutions around the world, regulators Australia warned residents against investing their retirement funds in the industry. The Australian Securities and Investment Commission (ASIC) made this known in a publication posted on its website. Don’t invest your retirement funds in crypto – …

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3 reasons why your retirement savings aren’t growing as fast as you’d like

You contribute diligently to your retirement accounts, but it seems that your balance barely moves. Sound familiar? You’re not alone. But luckily you’re not unlucky either. There can be many causes for a stagnant retirement balance, but here are three of the most common and what you can do to …

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How small businesses can help employees prepare for retirement

Employee pension plans have been hit as the pandemic has forced workers to focus on immediate financial concerns rather than long-term savings, but for some employees — especially those working for small businesses — the idea of ​​a financially secure retirement was never a guarantee. In the United States, of …

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Almost a quarter of non-retired owners have no retirement savings

Almost a quarter (22 percent) of non-retired homeowners have no retirement savings, a study by Legal & General Home Finance (LGHF) found. The study also found that 35% of non-retired owners had less than £ 10,000 in their pension funds. LGHF research found that 22 percent of people planning a …

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Every retirement plan should include these 5 points

Life expectancy is longer today. Interest rates are low and inflation is rising. Taxes will likely increase over the next few years. Will the stock market continue its steady rise? You can hope, but who knows? Volatility could be part of this equation in the long run. All of these …

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Stop procrastinating on your retirement plan! here’s how

As a financial advisor, I have had the privilege of sitting down with real people and hearing their unique stories for over 15 years. I heard the financial stories of about 4,000 people during this time. My clients come from all walks of life and bring things to me that …

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Match Against Default Values ​​| AMERICAN SOCIETY OF PENSION PROFESSIONALS AND ACTUARIES

Which is more powerful: a generous consideration or a high default savings rate? Turns out Christmas Eve brought us a new white paper with the rather innocuous title, “The Impact of Employer Defaults and Match Rates on Retirement Savings.” Indeed, there have been plenty of surveys (and tons of data) …

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Six New Year’s Resolutions to Boost Your Pension Fund | Personal Finances | Finance

Experts estimate that around £ 30,000 per year is needed for a comfortable retirement, and for many that will translate into more than £ 600,000 in retirement savings needed when they leave the workforce. It might seem like an overwhelming estimate, and with inflation it will likely increase a lot …

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